HUMANA HEALTH INSURANCE INFORMATION
Humana was first established in the 1960s. It started as a company primarily focused on being a nursing home. Over the years, it grew to be one of the largest nursing home companies in the United States. Then, three decades later, the company switched its name to Humana. It created health insurance plans as the Humana health insurance agent provider.
Additionally, it also became the largest hospital operator in the United States. However, Humana chose to focus more on providing health care plans to people and shut down its hospital division. Currently, Humana Inc is part of the list of Fortune 500 companies. They are located in Kentucky while also being known as one of the most successful insurance agencies in the country.
WHAT ARE SOME OF THE PRODUCTS OR COVERAGE OFFERED BY HUMANA?
Humana can provide health insurance for a wide range of purposes and a wide range of coverage. Some of the products from Humana include:
* Dental
* Medicare
* Business
* Vision
Their health plans provide high satisfaction towards clients, which is why the company has received several awards and recognitions over the years. To get an insurance policy from Humana, you can buy one from a local Humana health care agent provider. They’ll be able to guide you through the process. With Humana, you also have the choice to open a healthcare savings account (HSA).
Through this account, you can set aside money for your medical deductible. This can be pretty useful if you encounter any problems while coming up with the money to pay for an expensive deductible. You can also add extensions of your choice to your individual or family health insurance plan. These extensions include:
* pharmacy plans
* vision plans
* dental plans
Through Humana’s health insurance plans, you can choose between three healthcare providers:
HMO
If you opt for an HMO, you can only go to healthcare professionals or medical institutions under the company’s network. Of course, you will still have many options available to you under that provider network, and HMO is the least expensive option from Humana.
PPO
PPO stands for Preferred Provider Option. Here, you can be a little more flexible with your choices as you can opt for a medical doctor or facility outside of the network provider. But, if you do this, the coverage will be less. You will still ultimately be able to save money by going to doctors or facilities within the preferred provider network.
TRADITIONAL INDEMNITY
By going with an insurance plan like traditional indemnity, you have the complete freedom to choose which medical expert you want to see or what medical facility you’d like to visit. Of course, understandably, this is the most expensive out of the three options.
To learn more about Humana's services and insurance plans, finding a Humana health insurance agent provider or visiting their website would be best. You can reach them through many channels if you are thinking about getting a health insurance plan.
